Independent by design. Personal on purpose.

Daniel Okafor, CFP®

Judgment matters most when the answer is not obvious.

Founder and Financial Advisor

Oakland, California · Serving clients remotely across California

I have spent fifteen years in financial planning, including a decade at a large firm before founding Harbor.

I left because I wanted fewer relationships, more time inside each decision, and a practice where the advisor who earns the trust also does the work.

Harbor is intentionally small so I can connect retirement income, investments, taxes, and family priorities instead of passing the client between departments.

I explain credible alternatives, document the tradeoffs, and stay close enough to help with implementation.

I will not sell a product, predict the market, or make a decision opaque so it sounds more sophisticated.

Oakland and the East Bay keep the practice grounded in practical lives, changing neighborhoods, and people building their next chapter without leaving the present one behind.